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WebHow does JCP credit card work? The JCPenney Credit Card is a store credit card offered by JCPenney. The card can be used to make purchases at any JCPenney store or online. ... These points can then be redeemed for store rewards, including merchandise, services and gift cards. The card has a variable APR, currently at 27.99%, and customers can ... WebYou can do so online, in-store, or with the JCPenney mobile app. Once you’ve signed up, you can start earning points. Once you reach a certain level, you’ll receive a certificate in the mail or through email. The certificate is valid for 45 days, after which it expires. Also, you must meet certain requirements to redeem the certificate. joshimath sightseeing

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